- Accidental Death (AD) & Permanent Disablement (PD): Should AD or PD occur, the sum covered specified in the benefit schedule in accordance with the scale of benefits listed below will be paid.
- Medical Expenses: We will pay reimbursement based on the actual medical and surgical expenses that do not exceed the amount specified on the benefit schedule below. The medical treatment must be administered by a qualified registered medical practitioner within 12 calendar months after the date of the accident (provided that the first expense is incurred within 26 weeks after the date of the accident).
- Compassionate Allowance: Should AD occur, a total up to RM2,000 will be paid.
- Repatriation Expenses: We will pay reimbursement for cost incurred to send the Covered Person’s mortal remains back to Malaysia or his/her country of origin in the event of AD. The reimbursement will be based on the actual repatriation expenses up to RM5,000.
Benefit Schedule
|
Plan | Accidental Death & Permanent Disablement (AD/PD) | Medical Expenses (ME) | Compassionate Allowance | Repatriation Expenses |
|
A | 35,000 | 350
| 2,000
| 5,000
|
|
B | 60,000 | 600
| 2,000
| 5,000
|
|
C | 100,000 | 1,000
| 2,000
| 5,000
|
|
|
Notes:
1. Child benefits (if elected)
a. AD/PD is 20% of the participant’s sum covered and 100% for other benefits
b. Non-working children aged 12 months to 18 years old (irrespective of the number of children)
c. Weekly benefit is not applicable to children.
2. The benefits for spouse are 100% of the participant’s amount.
|