What are the basic benefits of this Plan?

  • Accidental Death (AD) & Permanent Disablement (PD): Should AD or PD occur, the sum covered specified in the benefit schedule in accordance with the scale of benefits listed below will be paid.
  • Medical Expenses: We will pay reimbursement based on the actual medical and surgical expenses that do not exceed the amount specified on the benefit schedule below. The medical treatment must be administered by a qualified registered medical practitioner within 12 calendar months after the date of the accident (provided that the first expense is incurred within 26 weeks after the date of the accident).
  • Compassionate Allowance: Should AD occur, a total up to RM2,000 will be paid.
  • Repatriation Expenses: We will pay reimbursement for cost incurred to send the Covered Person’s mortal remains back to Malaysia or his/her country of origin in the event of AD. The reimbursement will be based on the actual repatriation expenses up to RM5,000.
Benefit Schedule

Plan
Accidental Death & Permanent Disablement (AD/PD)
Medical Expenses (ME)
Compassionate Allowance
Repatriation Expenses

A
35,000
350
2,000
5,000

B
60,000
600
2,000
5,000

C
100,000
1,000
2,000
5,000

Notes:

1. Child benefits (if elected)

a. AD/PD is 20% of the participant’s sum covered and 100% for other benefits
b. Non-working children aged 12 months to 18 years old (irrespective of the number of children)
c. Weekly benefit is not applicable to children.

2. The benefits for spouse are 100% of the participant’s amount.

PRUDENTIAL BSN TAKAFUL