not a pure investment product such as unit trusts.
• The certificate will not provide benefit amount from Tabarru’ Fund on
termination, expiry or maturity of the certificate.
• The benefits of the investment fund will be based on the actual performance
of the fund and it is not guaranteed.
• The investment risk of the investment fund will be borne solely by the
certificate owner and the benefits may be less than the total contributions
contributed to investment fund.
• Should you wish your takaful coverage to continue in the event that you stop
making contributions to this plan, it is important that you give us your consent
to deduct Tabarru’, Service Charge and Risk Management Charge for Optional
Benefits (if any) and Supplementary Benefits (if any) from your accounts.
Without this consent the Optional Benefits and/or any Supplementary Benefits
you have chosen will cease even if there are sufficient units in your respective
accounts.
